Advanced Learner Loan

• Repayments are linked to what you earn and not how much you borrowed.

• You pay back your loan (plus interest) when you finish your course and earn more than £25,000 a year. Your repayments will stop if your income drops below £25,000 a year.

• Your annual repayment amount will be 9% of any income you earn over £25,000, so your monthly repayments would be:
  • £15 a month – if you earned £27,000 a year.
  • £37 a month – if you earned £30,000 a year.

If you are aged 19 or over and want to study A Levels, an Access to Higher Education Diploma, or a Level 3 to 6 Vocational Qualification, you will need to pay the cost of your course.

If you are still not sure whether the loan is suitable for you, take a look here:

eligibility criteria

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• You will not be eligible for a loan if you have already taken one to complete the same type and level of qualification.

• If you are aged 19-23 and are applying for your first Level 3 qualification, this may be free. Please contact us to check your eligibility.

• If you are taking out a loan for an Access course, you will not have to repay it if you then go on to complete a Higher Education qualification.

• Loans are available irrespective of your current employment status and will not be means tested or subject to any credit checks.